INNOVATIVE LEASE PURCHASE PROGRAM


WE SAY YES WHEN THE BANKS SAY NO!

BUILDING BRIDGES TO HOMEOWNERSHIP BY SAYING YES WHEN THE BANKS SAY NO!

BUILDING BRIDGES TO HOMEOWNERSHIP

What We Do

We are the Lease to Own experts in the Savannah and surrounding areas Real Estate Market. We create win-win solutions for both buyers and sellers and make the dream of homeownership possible. 


Our INNOVATIVE LEASE PURCHASE PROGRAM helps BUILD BRIDGES TO HOMEOWNERSHIP BY SAYING YES WHEN THE BANKS SAY NO!

 

We specialize in working with people who can afford a mortgage

and a down payment, but for many reasons may not be

able to walk into a bank today and qualify for traditional bank

financing. We provide the bridge to their

permanent financing and homeownership which allows them to live the American Dream of owning their own home.


WE CREATE HOMEOWNERS

912-226-7800


INNOVATIVE SOLUTIONS FOR SELLERS

A BETTER WAY TO SELL YOUR HOME

If you’re considering selling your home or you’ve currently got your home for sale, we thought you should know that there is another viable option to a traditional listing. Depending on your situation, this other option could put a lot more money in your pocket. The fact is, it’s no easy task to sell your house. A lot of work goes into it: finding the right Realtor, staging, open houses, multiple showings, offers & counter-offers, and a lot of stress can happen too: nitpicky buyers, a long list of repairs (both before inspections and more after the inspections), an unstable real estate market, not to mention the time and cost that goes into the sale of a house. 


The average listing commission today is 6%, and every buyer expects you’ll pay closing costs. Since you’re the one selling, if you want to consummate the sale, you will likely have to concede to paying a portion of the buyer’s closing costs. And that’s typically an additional 3%. So pair that with price reductions, selling fees, commissions, and paying the buyer’s closing costs, you’re losing out on quite a bit of money.

 

On top of that, thanks to the “mortgage meltdown” and subsequent government regulations, getting a mortgage can be tough. Statistically, 80% of Americans cannot walk to into a bank today and qualify for a loan, and most people can’t just put down 20% in cash for a down payment. Even well-qualified buyers are turned down for financing all the time, and seemingly iron-clad offers fall through last minute, over-and-over due to funding issues more than any other reason. Seasoning requirements are often measured in years, not months. To sum it up, selling a house in today’s market can be quite challenging.


WE HAVE SOLVED THIS PROBLEM

At INNOVATIVE SOLUTIONS FOR REAL ESTATE, we’ve developed an innovative sales plan, tailored for you that can sell your house fast and for more money. Typically we can give full retail value or close-to-full retail value but at a fraction of the cost (and time) of selling traditionally. This is made possible by selling your home through our Innovative Lease Purchase Program


If you can be flexible with the timing of the final sale of your

house (generally a 6-12 month timeframe), you can make an additional 11% - 14% that you

would otherwise lose in a traditional sale on your house, PLUS monthly payments that are not

often credited off the sale price.

 

Selling your home on a Lease Purchase or with Owner Financing means you’ll be getting monthly cash flow, all maintenance/repair & upkeep taken care of, and we typically are willing to pay fair market value for the home today. It’s a structured agreement to sell your house and in many cases, requires only a brief period before you are fully paid off.


So why is this better than the traditional sales route? If you list your home on the MLS and take an offer from a buyer, then add up all the costs involved in selling your house, you’re looking to lose 20-25%+ more than you would working with us – using a short-term payment scale.

HOW DOES IT WORK?

There are many benefits to selling on a structured Lease Purchase/Owner Financing agreement for both the buyer and the seller, creating a win-win proposition. 


We will agree to buy your house from Day One with terms that will work for you!  We find a qualified tenant-buyer who will ultimately qualify for a mortgage with a specified and agreed-upon period of time and cash you out.  We are always marketing for new buyers, and no one works harder at cultivating quality relationships with quality buyers. Once we have an interested buyer, the process begins.


If everything makes sense at this point, we setup a formal in-person interview with them. If the buyer loves the home and the financial criteria match up, we present them to you for your approval. Then, we’ll construct terms and conditions for that buyer that are custom-made to their agreed specific time-frame for financing, which will also fit your needs and requirements.

YOUR ASSET IS ALWAYS PROTECTED

We present you with a full due diligence package on the buyer before you decide to move

forward with any offer. The title remains in your name until you have been completely cashed

out, and the monthly payments are not often credited off the sale price. These are BUYERS (not

renters) with a 5-10% up front initial cash investment and a structured sale (not an option), with

monthly payments that go directly to YOU.

WE ARE NOT AGENTS OR BROKERS

Our Benchmark for Success is to have every buyer we work with become a homeowner. There are 3 Key Factors that separate our business model from others like us who offer similar services:


First, the way we qualify our buyers is extensive. We do our due diligence when it comes to qualifying our buyers. We enlist the use of a third-party company who verifies job, income, credit, credit score and credit history, debt-to-income ratios, credit/mortgage readiness, as well as a criminal background checks.  They provide us with the specific reasons the buyer cannot finance today and give us a time-frame and concise blueprint of when they will likely be able to finance. They also provide us with the specific steps that are needed to get mortgage ready. Every buyer is vetted thoroughly, and you will have full approval rights on anyone we would like to work with.


Second is our ability to structure favorable terms and conditions. From the information provided to us by the third-party company, we can custom-make the terms around the buyer’s ability and time-frame to finance, while at the same time meeting the seller’s needs and requirements. Conditions to be considered are the purchase price, monthly payment, and length of term. We will work with you beforehand to create terms that you find agreeable and marketable.


The third is the way we implement and execute the final agreement. We do everything in our power to make sure we are setting up our buyer for success in ultimately obtaining a mortgage. We work with them closely throughout their term with us to ensure their success in getting to mortgage ready. We have a law firm prepare a complete closing package, which covers all bases, as well as a veteran real estate broker who reviews and signs off on all paperwork before closing..

BUILDING BRIDGES TO HOMEOWNERSHIP

WE SAY YES WHEN THE BANKS SAY NO!


A more in-depth conversation is required to learn more about how our INNOVATIVE LEASE PURCHASE PROGRAM can help you sell your home. Contact us today! 


912-226-7800

INNOVATIVE SOLUTIONS FOR REAL PROBLEMS

WE CREATE HOMEOWNERS

  

WE PAY FULL PRICE FOR YOUR HOUSE

WE BUILD BRIDGES TO HOMEOWNERSHIP

Get Your No Obligation FREE ESTIMATE

Call 912-226-7800 or Fill Out Below

Building Bridges to Homeownership

We Say Yes When The Banks Say No!


Making The Dream of Homeownership Possible for Everyone


CONTACT US TODAY



Innovative Solutions for Real Estate

1900 E. Victory Drive Savannah, GA 31414

WE CREATE HOMEOWNERS
912-226-7800